Nigerian Mutual Fund Intelligence

Fixed Income Portfolio

Money market and bond fund rankings, yield analysis, and outlook — 89 funds tracked
Fixed Income
Data as of 2026-04-30  ·  Generated 26 May 2026
Money Market AUM
₦5.38T
48 funds
MM Avg YTD
16.36%
range 0.00% – 22.40%
Bond Fund AUM
₦257.32B
41 funds
Bond Avg YTD
10.87%
range -5.64% – 42.54%
Total Fixed Inc. AUM
₦5.64T
89 funds tracked
Yield Comparison — Money Market vs. Bond Funds
MM — Category Average
16.36%
MM — Best Fund
22.40%
MM — Median Fund
16.35%
MM — Worst Fund
0.00%
Bond — Category Average
10.87%
Bond — Best Fund
42.54%
Bond — Median Fund
12.02%
Bond — Worst Fund
-5.64%

YTD returns are annualised per-annum rates. Best/worst/median reflect the distribution within each category. Blue = Money Market funds; Teal = Bond funds.

Money Market Funds — Rankings by YTD (Top 30 of 48)
#FundManager AUM YTD % vs. Cat. Avg (16.36%)
1 RT Briscoe Savings & Investment Fund DLM Asset Management Limited ₦124.1M 22.40% +6.04%
2 Coronation Money Market Fund Coronation Asset Management Limited ₦67.57B 19.97% +3.61%
3 DLM Money Market Fund DLM Asset Management Limited ₦1.57B 19.49% +3.13%
4 STL Money Market Fund STL Asset Management Limited ₦13.60B 19.47% +3.11%
5 Page Money Market Fund Page Asset Management Limited ₦1.70B 19.41% +3.05%
6 Trustbanc Money Market Fund Trustbanc Asset Management Limited ₦16.21B 18.99% +2.64%
7 Emerging Africa Money Market Fund Emerging Africa Asset Management Limited ₦7.99B 18.90% +2.54%
8 Greenwich Plus Money Market Fund Greenwich Asset Management Limited ₦14.18B 18.57% +2.21%
9 CardinalStone Money Market Fund CardinalStone Asset Mgt. Limited ₦27.01B 18.24% +1.88%
10 First Ally Money Market Fund First Ally Asset Management Limited ₦6.23B 17.79% +1.43%
11 Zedcrest Money Market Fund Zedcrest Investment Managers Limited ₦15.48B 17.72% +1.36%
12 SCM Capital Money Market Fund SCM Capital Limited ₦2.14B 17.72% +1.36%
13 Chapel Hill Denham Money Market Fund Chapel Hill Denham Management Limited ₦39.94B 17.67% +1.31%
14 Meristem Money Market Fund Meristem Wealth Management Limited ₦115.10B 17.63% +1.27%
15 Norrenberger Money Market Fund Norrenberger Investment & Capital Mgt. Ltd. ₦43.90B 17.51% +1.15%
16 Alpha10 Money Market Fund Alpha10 Fund Management Limited ₦1.85B 17.26% +0.90%
17 GTI Money Market Fund GTI Asset Management & Trust Limited ₦126.8M 17.25% +0.89%
18 Guaranty Trust Money Market Fund Guaranty Trust Fund Managers ₦460.12B 17.03% +0.67%
19 AVA GAM Money Market Fund AVA Global Asset Managers Limited ₦2.44B 16.90% +0.54%
20 Myrtle Mynest Money Market Fund Myrtle Asset Management Limited ₦440.6M 16.79% +0.43%
21 Parthian Money Market Fund Parthian Capital Limited ₦2.39B 16.72% +0.36%
22 AIICO Money Market Fund AIICO Capital Ltd ₦41.06B 16.71% +0.36%
23 GDL Money Market Fund Growth & Development Asset Management Limited ₦2.01B 16.38% +0.02%
24 Mango Naira Money Market Fund Mango Asset Management Limited ₦6.42B 16.35% -0.01%
25 Coral Money Market Fund FSDH Asset Management Ltd ₦97.97B 16.16% -0.20%
26 Legacy Money Market Fund FCMB Asset Management Limited ₦65.34B 16.15% -0.21%
27 Vetiva Money Market Fund Vetiva Fund Managers Limited ₦10.33B 16.13% -0.23%
28 Cordros Money Market Fund Cordros Asset Management Limited ₦42.78B 16.09% -0.27%
29 Zenith Money Market Fund Zenith Asset Management Ltd ₦149.99B 16.05% -0.31%
30 FSL Money Market Fund FSL Asset Management Limited ₦5.15B 16.00% -0.36%

48 of 48 funds have YTD data. Category avg: 16.36%. Performance range: 0.00% – 22.40%. The 22.40 pp spread reflects manager skill differences in T-bill ladder positioning.

Bond Funds — Rankings by YTD (Top 30 of 41)
#FundManager AUM YTD % vs. Cat. Avg (10.87%)
1 First Asset Bond Fund First Asset Management Limited ₦20.43B 42.54% +31.67%
2 DLM Fixed Income Fund DLM Asset Management Limited ₦2.72B 21.28% +10.41%
3 Stanbic IBTC Enhanced Short-Term Fixed Income Fund Stanbic IBTC Asset Mgt. Limited ₦5.71B 19.28% +8.41%
4 Radix Horizon Fund Radix Capital Partners Limited ₦1.05B 17.78% +6.91%
5 Lead Fixed Income Fund Lead Asset Management Limited ₦1.90B 16.99% +6.12%
6 Meristem Fixed Income Fund Meristem Wealth Management Limited ₦779.8M 16.97% +6.10%
7 FCMBAM Debt Fund FCMB Asset Management Limited ₦1.15B 16.97% +6.10%
8 Stanbic IBTC Conservative Fund (Sub Fund) Stanbic IBTC Asset Mgt. Limited ₦1.26B 16.23% +5.36%
9 SFS Fixed Income Fund SFS Capital Nigeria Ltd ₦12.03B 16.02% +5.15%
10 Legacy Debt Fund FCMB Asset Management Limited ₦1.15B 15.97% +5.10%
11 United Capital Stable Income Fund United Capital Asset Mgt. Ltd ₦60.75B 15.30% +4.43%
12 Emerging Africa Bond Fund Emerging Africa Asset Management Limited ₦764.6M 15.07% +4.20%
13 Comercio Partners Fixed Income Fund Comercio Partners Asset Management Limited ₦198.6M 14.62% +3.75%
14 Trustbanc Fixed Income Fund Trustbanc Asset Management Limited ₦118.0M 14.60% +3.73%
15 Norrenberger Turbo Fund (NTF) Norrenberger Investment & Capital Mgt. Ltd. ₦5.75B 14.41% +3.54%
16 Zenith Income Fund Zenith Asset Management Ltd ₦2.04B 14.40% +3.53%
17 ARM Short Term Bond Fund ARM Investment Managers Limited ₦672.1M 14.26% +3.39%
18 CEAT Fixed Income Fund Capital Express Asset and Trust Limited ₦503.3M 13.98% +3.11%
19 Coronation Premium Fixed Income Fund Coronation Asset Management Limited ₦172.3M 13.00% +2.13%
20 Coral Income Fund FSDH Asset Management Ltd ₦2.11B 12.99% +2.12%
21 Cordros Fixed Income Fund Cordros Asset Management Limited ₦381.4M 12.02% +1.15%
22 ARM Fixed Income Fund ARM Investment Managers Limited ₦1.21B 11.42% +0.55%
23 Cowry Fixed Income Fund Cowry Treasurers Limited ₦237.9M 8.83% -2.04%
24 United Capital Fixed Income Fund United Capital Asset Mgt. Ltd ₦77.53B 8.57% -2.30%
25 AVA GAM Fixed Income Fund AVA Global Asset Managers Limited ₦328.9M 7.15% -3.72%
26 Coronation Fixed Income Fund Coronation Asset Management Limited ₦1.13B 7.12% -3.75%
27 CFG AM Fixed Income Naira Fund CFG Asset Management Limited ₦3.51B 6.97% -3.90%
28 CardinalStone Fixed Income Alpha Fund CardinalStone Asset Mgt. Limited ₦1.78B 6.32% -4.55%
29 Guaranty Trust Fixed Income Fund Guaranty Trust Fund Managers ₦12.38B 6.00% -4.87%
30 Anchoria Fixed Income Fund Anchoria Asset Management Limited ₦1.14B 5.94% -4.93%

41 of 41 funds have YTD data. Category avg: 10.87%. Performance range: -5.64% – 42.54%.

Key Takeaways
MM vs. Bond Gap
Money market funds outperform bond funds by 5.48 pp on average YTD (MM leads). In a high-rate environment, short-duration instruments typically outperform.
Top MM: RT Briscoe Savings & Investment Fun
Best money market fund returns 22.40% YTD — 6.04 pp above category average. Manager: DLM Asset Management Limited.
MM Return Spread
The 22.40 pp spread between best and worst money market funds (22.40% vs 0.00%) shows manager alpha exists even in this near-commodity category. Active fund selection matters.
Bond Fund Risk
Bond funds range from -5.64% to 42.54% YTD — a 48.18 pp spread. Duration mismatch and credit exposure are the primary differentiators. Rising rates hurt longer-duration bond funds.
Fixed Income Outlook
Data-Derived Analysis (AI narrative unavailable — check API credits)

Nigeria's fixed income mutual fund landscape as of 2026-04-30 shows a two-tier structure where Money Market Funds (48 funds, ₦5.38T AUM) and Bond Funds (41 funds, ₦257.32B AUM) serve different investor needs at different risk levels.

Money Market Funds average 16.36% YTD, with the top performer at 22.40% and the lowest at 0.00%. The 22.40 pp spread between best and worst performers in this near-commodity category is notable — it indicates that T-bill ladder positioning and institutional credit access create meaningful alpha opportunities even in short-duration instruments. RT Briscoe Savings & Investment Fund leads at 22.40%.

Bond Funds average 10.87% YTD — trailing Money Market Funds by 5.48 pp. The wider performance range in bond funds (48.18 pp) versus money market funds (22.40 pp) reflects greater sensitivity to duration, credit quality, and mark-to-market revaluation in a volatile rate environment.

For conservative investors, the data suggests Money Market Funds offer superior risk-adjusted returns in the current high-rate environment. Bond funds carry more volatility without commensurately higher average returns. The key selection criteria within each category are manager experience, fund size (larger funds typically access better institutional rates), and redemption terms.